Tag: relief

  • Education Department tightens debt relief program for public servants

    Education Department tightens debt relief program for public servants

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    Dive Brief:

    • The U.S. Department of Education on Thursday released final regulations that will bar organizations the agency deems as having a “substantial illegal purpose” from being a qualifying employer for the Public Service Loan Forgiveness program.
    • The Trump administration’s new rule will exclude organizations from the PSLF program that it determines to be “supporting terrorism and aiding and abetting illegal immigration,” among other activities, according to Thursday’s announcement. 
    • Several advocacy groups immediately vowed to challenge the rule in court. They and other opponents argue the agency is politicizing the PSLF program and will use the new rule to remove organizations with goals not aligned with the Trump administration, such as providing gender-affirming care or supporting undocumented immigrants. 

    Dive Insight: 

    Congress created the PSLF program in 2007 to allow college graduates who work for government employers, including school districts, and certain nonprofits to receive debt relief on their student loans after making a decade of qualifying payments. 

    Many borrowers initially struggled to get relief through the program due to confusing eligibility requirements and loan servicer issues. As of April 2018, for example, just 55 workers had received debt relief through PSLF, according to a report that year from the U.S. Government Accountability Office.

    To address the problems, the Biden administration eased some of the program’s requirements in October 2022 for one year. The administration also released regulations that expanded which loan payments counted toward PSLF beginning in 2023. 

    By October 2024, over 1 million workers had received relief through the program during the Biden administration, the White House said at the time. 

    But in a March executive order directing the Education Department to change PSLF’s eligibility requirements, President Donald Trump accused the prior administration of abusing the program by relaxing its requirements. Trump also contended that the program sent tax dollars to “activist organizations” that harm national security and undermine American values. 

    The Education Department’s final rule, which takes effect July 2026, is meant to carry out the executive order. It will bar organizations from the PSLF program if the Education Department determines they illegally: 

    • Aided and abetted violations of federal immigration law. 
    • Aided and abetted illegal discrimination. 
    • Supported terrorism or engaged in violence “for the purpose of obstructing or influencing Federal Government policy.”
    • Engaged in “chemical and surgical castration or mutilation of children” —  a common conservative description of providing gender-affirming care for transgender minors.  
    • Engage in the “trafficking of children” across state lines to emancipate them from their parents. 
    • Have a pattern of violating state laws. 

    The U.S. education secretary will determine whether employers have a “substantial illegal purpose” based on “a preponderance of the evidence,” which can include final federal or state court rulings or settlements in which organizations admit they engaged in illegal activities, according to an agency fact sheet. 

    Employers who are notified of such a finding will have an opportunity to respond and appeal. 

    They will also be able to “enter into a corrective action plan” with the Education Department to avoid being blocked from the program, according to an agency fact sheet. However, if they lose access to PSLF, they will only be able to reapply after 10 years. 

    If an organization is blocked from the program, loan payments made by its employees will still count toward their PSLF’s 10-year clock until the Education Department’s finding takes effect, according to a fact sheet. 

    “However, any payment made after an employer is deemed no longer eligible for PSLF will not be counted toward the number of payments to forgiveness,” the department said in the 185-page final rule, set to be published on Friday. “This approach ensures that workers who have served in good faith are not punished, while also protecting taxpayers by preventing benefits from flowing to unlawful conduct in the future.” 

    Student advocacy and nonprofit groups have decried the new rule. 

    Aaron Ament, president of the National Student Legal Defense Network, vowed in a Thursday statement to sue in the next few days. 

    “Instead of supporting first responders, healthcare workers, and teachers working to make our country a better place, the Trump Administration is punishing public servants for their employers’ perceived political views,” Ament said. 

    Democracy Forward and Protect Borrowers, two other advocacy groups, likewise said they would challenge the rule in court. In a joint statement Thursday, they said the rule would allow the Education Department to target organizations that support immigrants, provide gender-affirming care and protect the free speech rights of protesters. 

    “This new rule is a craven attempt to usurp the legislature’s authority in an unconstitutional power grab aimed at punishing people with political views different than the Administration’s,” they said.

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  • Florida Dreamers Seek Tuition Relief as Legislative Session Extends

    Florida Dreamers Seek Tuition Relief as Legislative Session Extends

    AGaby Pachecos Florida lawmakers extend their legislative session through June 6, TheDream.US is intensifying calls for a provision that would allow approximately 6,000 undocumented students currently enrolled in Florida colleges and universities to complete their education at in-state tuition rates.

    The advocacy comes in response to the legislature’s earlier repeal of the in-state tuition waiver for undocumented students, which is set to take effect July 1, 2025. Without intervention, these students would face tuition increases of up to four times their current rates.

    “Florida’s state lawmakers now have another month to do the right thing for Dreamers and Florida’s future: ‘grandfather in’ the 6,000 Dreamers who will be forced out of college in July and instead allow them to finish their college degrees,” said Gaby Pacheco, Miami-based President and CEO of TheDream.US, the nation’s largest college and career success program for Dreamers.

    Pacheco highlighted the unfairness of changing tuition rates midstream for students who began their education under different financial expectations.

    “Among TheDream.US Scholars alone, there are more than 70 students in Florida who are less than one year from completing their degrees,” she noted.

    The organization has been actively mobilizing around this issue. In April, following the repeal announcement, TheDream.US organized a three-day “Freedom Ride for Tuition Fairness” journey from Miami to Tallahassee, with stops highlighting the importance of affordable higher education.

    This recent campaign builds on a similar effort in 2023 that successfully delayed the passage of the in-state tuition repeal until this year. One participant in that earlier campaign was Britney, a TheDream.US Scholar who recently graduated with a business marketing degree from University of Central Florida despite the uncertainty surrounding tuition policies.

    “We hope to celebrate more graduations like Britney’s after lawmakers add in new, grandfathering language in the coming weeks,” Pacheco said.

    Education advocates argue that allowing current students to complete their education at promised rates represents both a moral and practical consideration. A fact sheet released by TheDream.US notes that Florida has already invested in these students’ K-12 education and partial college education, making it economically sensible to ensure they can graduate and contribute to the state’s workforce and tax base.

    TheDream.US has provided more than 11,000 college scholarships to undocumented students attending nearly 80 partner colleges across 20 states and Washington, D.C. The organization recently released its 10-year impact report, “From Dreams to Destinations: A Decade of Immigrant Achievements and the Future Ahead,” documenting how increased access to higher education catalyzes social mobility and positive outcomes for Dreamers and their communities.

    The Florida legislature has until June 6 to consider amendments to the in-state tuition repeal that would protect currently enrolled students.

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  • BIG CHANGES to SNAP, Medicaid, Social Security & Student Loan Forgiveness – What You NEED to Know! (Low-Income Relief)

    BIG CHANGES to SNAP, Medicaid, Social Security & Student Loan Forgiveness – What You NEED to Know! (Low-Income Relief)

    If you’re worried about losing your benefits, you’re not alone. With new budget resolutions and lawsuits targeting SNAP, Medicaid, and student loan forgiveness, millions of Americans could be impacted.
     

     

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  • student debt relief progress and new fact sheets (SBPC)

    student debt relief progress and new fact sheets (SBPC)

    The fight for student loan borrowers continues! In the last remaining days of the Biden-Harris Administration, the U.S. Department of Education (ED) is pushing some final relief through for student loan borrowers, new Income-Driven Repayment (IDR) Account Adjustment payment counts are live, and we have new fact sheets shedding light on the impact of the student debt crisis on borrowers.

    Here’s a roundup of the latest:

    Over 5 million borrowers have been freed from student debt.

    In a major win for borrowers, ED announced that the Biden-Harris Administration has now approved $183.6 billion in student debt discharges via various student debt relief fixes and programs. This relief has now reached over 5 million borrowers and includes new approvals for Public Service Loan Forgiveness (PSLF) relief, borrower defense relief, and Total and Permanent Disability Discharge relief.

    This relief is life-changing for millions of families, proving the power of bold, decisive action on student debt. Yet, there is much more work to do. Every step toward relief underscores the need to continue fighting for policies that reduce the burden of student debt and ensure affordable access to higher education.

    Final phase of the IDR Account Adjustment is underway—take screenshots!

    In tandem with the latest cancellation efforts, ED has also finally started updating borrower payment counts on the Federal Student Aid dashboard. Providing official payment counts will help borrowers receive the credit they have earned towards cancellation under IDR, and ensure that all borrowers who have been forced to pay for 20 years or longer are automatically able to benefit from relief they are entitled to under federal law. ***If you are a borrower with federal student loans, we recommend that you check your dashboard on studentaid.gov, screenshot your new count, and save it in your records.

    Previously, many borrowers—including those who work in public service jobs and low-income borrowers struggling to afford payments—were steered into costly deferments and forbearance, preventing them from reaching the 20 years or longer for IDR relief or the 120 payments necessary for PSLF cancellation. Under the IDR Account Adjustment, these periods are now counted, even if borrowers were mistakenly placed in the wrong repayment plan or faced servicing errors. 

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  • Biden scraps debt relief plans, other regs

    Biden scraps debt relief plans, other regs

    President Biden has so far forgiven $180 billion in student loans for 4.9 million borrowers. Much more relief is unlikely now.

    Andrew Caballero-Reynolds/AFP via Getty Images

    The Biden administration’s ambitious plans to provide debt relief for millions of Americans is officially dead along with a number of other proposed regulatory changes.

    The administration said Friday it’s withdrawing two debt relief proposals from consideration. The Education Department had been reviewing thousands of comments on the plans and preparing to finalize at least one proposal before Friday’s announcement. The Associated Press first reported on the decision.

    The department is also scraping its proposal to amend Title IX to prohibit blanket bans barring transgender students from participating in the sport consistent with their gender identity. That proposal proved controversial, receiving more than 150,000 comments and prompting legal challenges to the department’s separate overhaul of Title IX. added

    “In light of the comments received and those various pending court cases, the department has determined not to regulate on this issue at this time,” officials wrote in a notice on the Federal Register. added

    The department also said Friday that it’s abandoning the effort to update the rules for accreditation, state authorization and cash management. Regulatory proposals were hashed out in the spring but have stalled since. Proposals to gather more data about distance education and open up college-prep programs to undocumented students appear to be moving forward. added

    The department said terminating the rule-making process or those three areas will “allow for additional evaluation of recent changes in other regulations and industry practices.” added

    The debt relief plans have been in the works since summer 2023 after the Supreme Court struck down President Biden’s first attempt at providing student loan forgiveness. Republicans and other critics said these latest debt relief plans, which would have benefited 36 million Americans, were unconstitutional and amounted to an unfair wealth transfer.

    Education Department officials maintain that they have the authority to forgive student loans for borrowers who meet certain criteria or are facing financial hardship, but they concluded that they don’t have the time to implement the proposals before Biden leaves office Jan. 20.

    “With the time remaining in this administration, the Department is focused on several priorities including court-ordered settlements and helping borrowers manage the final elements of the return to repayment,” officials wrote in a Federal Register notice. “At this time the Department intends to commit its limited operational resources to helping at-risk borrowers return to repayment successfully.”

    Withdrawing the rule “will assure agency flexibility in reexamining the issues,” officials added. The move means that the incoming administration would have to start from scratch on a rulemaking process rather than just rewrite the pending proposal.

    Some Republican attorneys general sued the administration over one of the plans, which would have provided targeted debt relief to borrowers who owe more than they initially borrowed or have been repaying their loans for more than 20 years, among other groups. That plan was blocked by a federal judge before the department could finalize it.

    The department’s decision came on the same day the Biden administration announced another round of loan forgiveness. The Education Department announced Friday morning that it would forgive loans for 55,000 borrowers who reached eligibility through Public Service Loan Forgiveness. A program created in 2007 and retooled under Biden, PSLF relieves an individual’s remaining debt if they properly complete 120 monthly payments while working full-time in a public interest career like law enforcement, health care or education. 

    Including Friday’s batch of relief, which totaled $4.28 billion, the Biden administration has now forgiven $180 billion in student loans for 4.9 million borrowers.

    Borrower advocacy groups like the Student Borrower Protection Center say that while they are deeply disappointed the Biden administration has to withdraw its regulations in response to legal pushback from right-wing attorneys, they appreciate Biden’s efforts and celebrate the regulations he was able to finalize. 

    “President Biden’s fixes to the Public Service Loan Forgiveness program and other student loan relief programs have once again delivered lasting change and will benefit millions of borrowers for years to come,” said Persis Yu, deputy executive director of the Student Borrower Protection Center, in a statement. But, at the same time, Yu added that “the actions of right-wing attorneys general have blocked tens of millions of borrowers from accessing critical student debt relief.” 

    Meanwhile, Republican lawmakers, including Senator Dr. Bill Cassidy of Louisiana, described Biden’s unfinalized attempts at student debt relief as a “scheme to transfer student debt onto American taxpayers.”

    “The Biden-Harris administration’s student loan schemes were always a lie,” the senator said in a statement. “With today’s latest withdrawal, they are admitting these schemes were nothing more than a dishonest attempt to buy votes by transferring debt onto taxpayers who never went to college or worked to pay off their loans.”

    Jessica Blake contributed to this report.

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  • Supreme Court Rejects Biden Administration’s Request for Relief in Title IX Legal Challenges – CUPA-HR

    Supreme Court Rejects Biden Administration’s Request for Relief in Title IX Legal Challenges – CUPA-HR

    by CUPA-HR | August 19, 2024

    On August 16, the U.S. Supreme Court ruled against the Biden administration’s request to partially overturn preliminary injunctions from lower courts that block the Department of Education from enforcing the administration’s April 2024 Title IX final rule. The decision leaves the preliminary injunctions from the lower district courts in place, preventing the new Title IX rule from taking effect in 26 states and hundreds of schools in other states.

    Background

    Shortly after the Biden administration’s Title IX final rule was published, over two dozen states and advocacy groups filed lawsuits challenging the rule. Over the course of the summer, decisions from lower district courts across the country placed preliminary injunctions on the final rule, leading to the blocking of the final rule in 26 states, as well as at hundreds of schools where members of the Young America’s Foundation, Female Athletes United and Moms for Liberty are in attendance.*

    After several preliminary injunctions were issued, the Biden administration appealed to the Supreme Court with an emergency request asking the court to limit the scope of the preliminary injunctions placed by the lower courts. Specifically, the Biden administration asked the Supreme Court to limit the scope of the preliminary injunctions to only block provisions of the Title IX final rule related to gender identity, arguing that the lower courts’ decisions to grant the preliminary injunctions were based on concerns with the expanded protections for transgender students. The Biden administration had hoped that by limiting the scope of the preliminary injunctions, other provisions like the new grievance procedures and training requirements would be able to take effect on August 1.

    Supreme Court’s Decision

    In a 5-4 decision, the Supreme Court rejected the Biden administration’s plea to limit the scope of the preliminary injunctions, leaving in place the lower courts’ rulings. The majority opinion stated that the Biden administration did not provide a strong enough argument to sway the Supreme Court to overturn the lower courts’ decisions, and they argued that the gender identity provisions the Biden administration had hoped to limit the scope of the preliminary injunctions to were “intertwined with and affect other provisions of the rule.”

    Looking Ahead

    With the Supreme Court’s decision, the preliminary injunctions from the lower courts are still in place. Further decisions from the district courts on the legality of the final rule are still pending. The Title IX rule could return to the Supreme Court in the future, however, depending on how lower courts rule on the legality of the final rule and whether those decisions are appealed.

    CUPA-HR will keep members apprised of any updates on the legal challenges against the Biden administration’s Title IX rule.

    *The 26 states where the rule is blocked from being enforced by the Department of Education are Alabama, Alaska, Arkansas, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Mississippi, Missouri, Montana, Nebraska, North Dakota, Ohio, Oklahoma, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, West Virginia, and Wyoming. The final rule is also blocked from taking effect at hundreds of colleges and universities across the country, including in states that did not challenge the Title IX final rule. A list of those schools can be found here.



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